What are the Benefits and Features of Bajaj Finserv EMI Card?

Purchasing big ticket items like home appliances, televisions, and even smartphones requires a huge outlay of funds. And not everyone may be able to realise their dream of owning their favourite electronic or home appliance by paying for it in full upfront. 

Here’s where the Bajaj Finserv EMI Network Card comes into the picture. It allows you to purchase an extensive range of products and convert the cost into easy and affordable EMIs that can be repaid over a tenure of your choice. 

Wish to know more about the Bajaj Finserv EMI Card? Continue reading to find out about its features and benefits.        

Features and Benefits of the Bajaj Finserv EMI Network Card 

You get to enjoy a host of different Bajaj Finserv EMI Card benefits. Here are a few of them. 

  • Relaxed Eligibility Criteria 

The eligibility criteria that you need to satisfy to apply for the Bajaj Finserv Card are very relaxed. Here’s a quick look at them.

  • The applicant’s age should be between 21 and 60 years. 
  • The applicant must have a regular source of income. 
  • The applicant must be an Indian national. 

As you can see, the criteria to apply for the card are very minimal, making it more accessible to a large section of individuals. 

  • Quick and Easy Application Process 

The entire application process for the EMI card from Bajaj Finserv is online. This not only cuts down the time it takes to apply for the card, but also speeds up the approval process. In addition to that, the documentation that you’re required to submit is very minimal as well. 

  • High Loan Amounts 
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With the Bajaj Finserv EMI Network Card, you can get access to high pre-approved loan amounts of up to Rs. 4 lakhs. This allows you to purchase all your favourite products on EMI without having to worry about the funding. That’s not all. You can also monitor the card usage by logging into the Bajaj Experia customer portal using your user credentials. 

  • Customisable Loan Tenures

When you use the Bajaj Finserv Card to purchase a product, you get to choose a loan tenure that you’re comfortable with. Depending on the product that you wish to purchase, you can opt for a tenure ranging from 3 to 24 months.

  • No Pre Closure Charges 

You can foreclose your loan at any point in time after the payment of the first EMI. What’s more exciting is that you don’t have to pay any charges for prematurely closing out the loan as well. 


These are just a few of the many features and benefits that you would get to enjoy by applying for the Bajaj Finserv EMI Network Card. At any point in time, if you ever wish to gain access to details of the card or any particular loan, you can do so by logging into the Bajaj Experia customer portal. 

So, what’re you waiting for? Apply for the Bajaj EMI Card right now and make your dreams come true. 

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